Credit Repair You Can Do Yourself

We should expand our identity fraud protection plan to include close relatives and friends.  But what about when the unthinkable happens.  A close friend steals a credit card.

You are enjoying the company of friends by the pool.  You see a commercial about ordering a free credit report.  Ordering one sounds good.  You get one from the free website and are happy.  But you did not order two new car loans in the last year or open those credit cards.  Further investigation points to your close relative as the main culprit for ruining your good credit.  Now your good credit is gone.  Your name will be mud in the family if you press charges against the culprit.  Friends and relatives were supposed to be included in your identity fraud protection plan.

This is a common thing all over the world every day.  There is a reason the police usually ask you if you have any idea who committed the crime against you.  The thief knows the victim personally much of the time.  Dating prospects also can be checked out to make sure they are who they claim to be.  You can just check out some things on them without getting into overkills.  Drive by the place they are supposed to be and ensure they are telling you the truth.  Inquiring about a person is one of the best ways to learn about them.  Many people who would normally keep silent will tell if asked.  Due diligence for your identity fraud protection will be expanded.

Each year you should prevent identity theft by obtaining free credit reports.  Unfortunately credit scores are not included in the free reports.  You have to pay for the score.  Omissions and errors are the main point of this exercise anyway.  There is a double your money back guarantee on the free price you paid.  And anyway, your identity fraud protection plan will be way ahead of the game.

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